Property Owners Insurance

Specialist cover for residential and commercial landlords, investors and property owners across the United Kingdom.

Are you a landlord looking for Property Owners Insurance for a single property or portfolio? Contact Us

Protecting Your Property Investment with Confidence

Owning property is a valuable investment, but it also comes with risks. At P F Spare Insurance Brokers, we provide tailored Property Owners Insurance designed to safeguard landlords, commercial property owners and residential investors across the Midlands and beyond.

Whether you own a single buy‑to‑let, a portfolio of residential properties or commercial premises, our policies are built to give you peace of mind and financial protection when you need it most.

Why Choose Our Property Owners Insurance?

  • Comprehensive Cover – Protection against perils including fire, flood, storm damage, theft and malicious damage.
  • Liability Protection – Property owners’ liability cover to protect you against claims from tenants, visitors or third parties.
  • Loss of Rent Cover – Safeguard your income if your property becomes uninhabitable due to an insured event.
  • Flexible Options – Cover for single properties or large portfolios, with competitive premiums.
  • Local Expertise – As an award‑winning insurance broker, we combine national insurer access with personal service.

Who Needs Property Owners Insurance?

  • Residential landlords – Protect your rental properties and income.
  • Commercial property owners – Offices, shops, warehouses and mixed‑use premises.
  • Portfolio investors – Streamlined cover for multiple properties under one policy.
  • Unoccupied property owners – Specialist cover for vacant buildings.

Why Work with P F Spare Insurance Brokers?

We’ve been helping property owners across the United Kingdom for decades. Our team takes the time to understand your needs, compare policies from leading insurers and recommend the right level of protection at the right price.

With us, you’re not just buying a policy—you’re gaining a trusted partner who will support you if the worst happens.

Get a Free Property Owners Insurance Quote

Protect your investment today with a policy tailored to your needs. Speak to our friendly team for expert advice and a free, no‑obligation quote.