Motor Insurance

Finding your way through the maze of insurers claiming to offer the best insurance for your car, van or truck, each with a range of different policies, is no easy task. We have summarised some of the basics below but when trying to find insurance for a private or commercial vehicle or vehicles, the challenge is combining high quality insurance cover at an affordable price. With fifty years’ experience in securing car insurance for our customers, P F Spare Insurance Brokers are committed to finding the right policy for you.

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What Is Motor Insurance?

You must have motor insurance before you can drive your vehicle in a public place. At P F Spare Insurance Brokers, we arrange cover for cars, vans, trucks and specialist vehicles. As a result, you meet legal requirements and gain the right protection in place.

Types of Motor Insurance Cover

We work with a wide panel of insurers to provide:

  • Third Party Only – the minimum legal requirement, covering injury to others and damage to their property.
  • Third Party, Fire and Theft – adds protection if your vehicle is stolen or fire damages it.
  • Comprehensive Insurance – includes all the above plus cover if an accident damages your vehicle.

In addition, we can explain which level of cover best suits your circumstances, ensuring you only pay for what you need.

Additional Benefits and Options

With access to a wide range of insurers, we can arrange policies to complement your main policy such as:

  • An enhanced courtesy car while yours undergoes repair
  • Breakdown cover
  • Gap insurance

For example, many drivers value courtesy car cover because it keeps them mobile while repairs take place.

Temporary Car and Van Insurance

Through our partners at GoShorty, we provide temporary car and van insurance. Anyone with a full UK or European driving licence can take out this short‑term cover immediately. It offers a quick solution without affecting your no claims bonus. Moreover, it is ideal if you need cover for just a few days or weeks.

Motor Fleet Insurance for Businesses

If your company operates two or more vehicles, motor fleet insurance lets you consolidate your policies into one straightforward contract. We’ll work with you to find the right level of cover for your vehicles and drivers. Consequently, you save time and often reduce costs.

Why Choose P F Spare Insurance Brokers?

Established in 1962, we are a family‑run business with decades of experience arranging car insurance, van insurance and specialist motor policies across Derbyshire, Leicestershire, Staffordshire and Warwickshire. We recommend only products from insurers we would use ourselves. Therefore, you can feel confident that your cover is reliable and competitive.

We are authorised and regulated by the Financial Conduct Authority, ensuring your protection is in safe hands.

Get a Motor Insurance Quote

Whether it’s a Daihatsu in Derbyshire, a Land Rover in Leicestershire, a Subaru in Staffordshire or a Westfield in Warwickshire, we’ll help you find the right motor insurance. Contact P F Spare Insurance Brokers today for expert advice and a free no‑obligation quote. In short, we make arranging motor insurance simple and stress‑free.