Household (or home) insurance actually refers to both buildings insurance (cover for physical loss and damage to your property) and contents insurance (possessions and furniture kept in your property). P F Spare are reputable providers of high-quality, affordable home insurance, founded over 50 years ago with continuous success ever since.

Buildings insurance is designed to cover the structure of your home and its permanent fixtures and fittings, such as fitted kitchens and sanitary ware against damage caused by flood, fire or subsidence, theft, storms or malicious damage. It is often a requirement of mortgage lenders. At P F Spare Insurance Brokers, we have access to a wide range of policies from many different insurers so we can also arrange affordable home insurance should your property have any unusual features.

Contents insurance protects the possessions you keep inside your home. Typically this will include items such as, amongst other things, furniture, kitchen equipment, clothing, televisions, DVDs, computer equipment and other valuables. Cover can include damage caused by burglary or fire as well as loss as a result of an explosion, water damage or vandalism. When something terrible like this happens, having home insurance is the difference between a bad week and an absolute catastrophe.

Additional areas of protection, such as accidental damage cover and legal expenses cover can be taken care of for you by P F Spare Insurance Brokers.

To those whose homes are of exceptional value, we are pleased to offer our high net worth home insurance proposition with a range of exclusive, additional benefits over and above a standard home insurance policy.

Whatever your need, P F Spare has you covered with our affordable home insurance offers including generous levels of cover.