Home Insurance

It is likely that your home, comprised of its buildings and contents, represents the largest investment of your life. At P F Spare Insurance Brokers, we can help you protect your property by securing the right home insurance policy for you.

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Protecting Your Home with the Right Cover

Your home is likely your biggest investment, so having the right protection in place is essential. At P F Spare Insurance Brokers, we arrange tailored home insurance policies to safeguard both your property and your possessions, giving you peace of mind should the unexpected happen.

Buildings Insurance

Buildings insurance covers the structure of your home and its permanent fixtures such as fitted kitchens and bathrooms. It protects against risks including fire, flood, storm, subsidence, theft and malicious damage. Many mortgage lenders require buildings insurance as a condition of the loan.

Contents Insurance

Contents insurance protects the possessions inside your home, from furniture and clothing to electronics and valuables. Cover typically includes accidental damage, burglary, fire, water damage and vandalism. With the right policy, you can replace or repair your belongings quickly if disaster strikes.

Additional Home Insurance Options

  • Holiday home insurance – Cover for second homes and properties you use occasionally.
  • Property owners insurance – If you rent out a property, see our Property Owners Insurance options.
  • High net worth home insurance – Enhanced protection for properties and possessions of exceptional value.
  • Home emergency cover – Assistance for urgent issues such as boiler breakdowns or burst pipes.
  • Legal expenses cover – Support with legal costs relating to your home.

Why Choose P F Spare for Your Home Insurance?

Established in 1962, we are a family‑run business with decades of experience arranging household insurance across Derbyshire, Leicestershire, Staffordshire and Warwickshire. We work with leading insurers to find the right policy for your needs, offering independent advice and personal service without call centres.

We are authorised and regulated by the Financial Conduct Authority, giving you confidence that your cover is in safe hands.

Get a Home Insurance Quote

Protect your property today with tailored cover. Contact P F Spare Insurance Brokers for expert advice and a free no‑obligation home insurance quote.