Home Insurance Home insurance generally refers to both buildings insurance (cover for physical loss and damage to said buildings) and contents insurance (possessions and furniture kept in your property).
Buildings insurance is designed to cover the structure of your home and its permanent fixtures and fittings, such as fitted kitchens and sanitary ware, against damage. Examples of perils include accidental damage, flood, fire, subsidence, theft, storm or malicious damage.
Home Insurance is often a requirement of mortgage lenders. With access to a wide range of policies from various insurers we can also arrange affordable home insurance should your property have any unusual features.
Don’t forget that if you own more than one property we offer Holiday Home Insurance for second homes. If you rent out a property or properties then try us for your Property Owners Insurance.
Contents Insurance protects the possessions you keep inside your home. Typically this includes items such as furniture, kitchen equipment, clothing, televisions, computer equipment and other valuables. Covers include damage caused accidentally, by burglary or fire, water damage or vandalism.
When something terrible befalls your home, having the right insurance in place can avoid it becoming a catastrophe.
We also have a range of complementary products to complete your cover such as Home Emergency Cover and Legal Expenses Cover.
A property of exceptional value? Our high net worth home insurance proposition boasts a range of additional benefits over and above standard home insurance.
P F Spare has you covered.