Accordingly, we recognise the importance of securing classic car insurance cover of a quality which befits that of a cherished vehicle. We currently work with several markets, each of which we have taken the same care to select as we know that you, the cherished car owner devotes to the upkeep of your vehicle. Each policy is underwritten by a trusted, established, UK-based insurer and the array of options which are available to you, dependent upon the policy chosen, is broad.
We expect many classic car owners to be familiar with the wealth of options available but for the benefit of those who might be considering a purchase for the first time, or even reviewing their existing insurance arrangements, we have endeavoured to summarise just a few of the covers available from P F Spare Insurance Brokers.
Agreed Value policies mean that should your car be deemed a total loss (written off or stolen), the amount you will receive is based on the valuation of the car agreed between you and your insurer when you incept the policy. The difference between this and a standard insurance policy is that under the terms of the latter, in the event of your car being a total loss, you would only receive the current market value.
Other covers include In-car Entertainment and Navigation Equipment which provides cover for permanently fitted in-car entertainment & navigation equipment. Replacement Locks covers the cost of replacing your vehicles door, boot, ignition & steering lock, lock transmitter or central locking interface in the event of your vehicles keys or lock transmitter are lost or stolen. Should you wish to take your vehicle abroad then Continental Use provides free cover in most European countries. A little-known but potentially valuable cover is the Cherished Number Plate Cover which affords a provision to cover the financial loss of a number plate up to the value agreed with the insurer if it is withdrawn by DVLA in the event of a total loss of the vehicle. Annual Wedding Hire extends your policy cover to allow for the hire of your vehicle at weddings. Cover is also available should your car be part of a static display or used at a local, national or international rally organised by a recognised owners club. Naturally these covers are available in addition to standard motor insurance covers such as windscreen cover, third party liability, legal expenses and personal belongings.
We are able to offer insurance cover for classic vehicles which are at least ten years old (terms and conditions apply) so talk to us about securing a quotation for your cherished car insurance.