Driven to Distraction: Smoking Behind the Wheel

With the new smoking ban for motorists set to come into effect from October, Allianz Insurance has found that almost half (47%) of drivers who smoke admit that they have been distracted by smoking behind the wheel. The majority of these acknowledge that it does affect attention levels so clearly this legislation is an important… Read more »

Cyber Crime: Get Protected with Cyber Liability Insurance

Cyber insurance should become as common a purchase for UK businesses as property insurance within the next 10 years, according to the Association of British Insurers (ABI). Use of the internet brings with it a vulnerability to dangers including deliberate attacks by thieves and data losses caused by human error. A UK Government survey estimated… Read more »

Ageas’ Top Ten Classic Cars

Courtesy of our friends at Ageas Insurance Limited and their Optima Classic Car (Insurance) product, P F Spare Insurance Brokers are able to share with you the top ten classic vehicles covered by a product we happily recommend. The top ten list of Classic Cars covered by Ageas Optima Classic Car Insurance in 2014 has… Read more »

Mind the GAP

The Financial Conduct Authority (FCA) is poised to announce changes to promote competition in the guaranteed asset protection (GAP) insurance market, including limiting the point of sale advantage for GAP insurance sales made on the vehicle showroom floor and making it easier for consumers to shop around. GAP insurance is likely something you’ve heard of… Read more »

Save the Pennies

As a survey from AXA reveals the cost of the small things needed to run a business often come as the biggest surprise, the insurer reminds owners to look again at their smaller expenses when finalising budgets. The research shows many small business owners underestimate the money needed for the everyday items vital to the… Read more »

Secret Spending: The Insurance Cost

Millions of us are spending money on purchases that are kept secret from loved ones. New research from LV= home insurance reveals that more than 9.5 million buyers in the UK alone spent money in secret last year, or hid the true cost of an item – with the average person spending around £1,600 in… Read more »

Whiplash: The Real Impact

According to a report commissioned by Aviva, whiplash-type claims have returned to near-record levels and are costing motorists £2.5bn; to put this into context such claims are adding an extra £93 to the average motor insurance premium. In order to address this, Aviva proposes a number of key actions to reduce the number and cost… Read more »

Directors & Officers Insurance: Are you in the majority?

Two thirds of small and medium business leaders are not aware of what Directors & Officers Insurance (D&O) is, according to new research by Allianz Insurance. The poll of 1000 SMEs and Mid Corporate businesses also revealed that more than half of business leaders (54%) said that they did not realise that a company director… Read more »

Our New Website

P F Spare Insurance Brokers are pleased to announce the launch of our brand new website. We will now be able to update you with the latest news, information and offers involving your home, travel, motor or commercial insurance. Our new, fully responsive website allows you access this on the move or at home; we… Read more »